-
The Browns
" ... a big part of it for us is just knowing that there isn't anything on the schedule."
-
Mujahid Abdul-Rashid
"I actually envisioned and looked forward to the time of being a grandfather."
-
Hermann Bouska
"This is like having summer vacation, for real. It’s beautiful."
-
Karen Gustin
"With horses, you always want to end your ride on a good note."
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Linda Gutherie
"First day I've never had to answer to anybody for anything."
-
Susan Brahmbhatt
"I can spend hours and hours in the kitchen ... if you are enjoying the cooking that will reflect in your food."
-
Nadine Peterson
"Today is my day. Open. Just take it as it unfolds."
-
Tony Lopez
"So, I think I probably would just want everyone just to say: 'There he goes, laughing into the sunset.' "
-
Aurora Flores
"... I want to be able to travel around the world and showcase my music ..."
-
The Browns
" ... a big part of it for us is just knowing that there isn't anything on the schedule."
-
Mujahid Abdul-Rashid
"I actually envisioned and looked forward to the time of being a grandfather."
-
Hermann Bouska
"This is like having summer vacation, for real. It’s beautiful."
-
Karen Gustin
"With horses, you always want to end your ride on a good note."
-
Linda Gutherie
"First day I've never had to answer to anybody for anything."
-
Susan Brahmbhatt
"I can spend hours and hours in the kitchen ... if you are enjoying the cooking that will reflect in your food."
-
Nadine Peterson
"Today is my day. Open. Just take it as it unfolds."
-
Tony Lopez
"So, I think I probably would just want everyone just to say: 'There he goes, laughing into the sunset.' "
-
Aurora Flores
"... I want to be able to travel around the world and showcase my music ..."
-
Begin
Learn how saving as early as possible -- even in your 20’s and 30’s -- will give you more opportunity later!
-
Build
Discover how your 30’s to 50’s are an amazing opportunity to plan for a fulfilling Day One of retirement & beyond.
-
Envision
With retirement approaching, lots of questions can arise. Let us help you find the answers.
-
Enjoy
Congratulations! You've reached your Day One of retirement. Now let's get you beyond.
-
Begin
Learn how saving as early as possible -- even in your 20’s and 30’s -- will give you more opportunity later!
-
Build
Discover how your 30’s to 50’s are an amazing opportunity to plan for a fulfilling Day One of retirement & beyond.
-
Envision
With retirement approaching, lots of questions can arise. Let us help you find the answers.
-
Enjoy
Congratulations! You've reached your Day One of retirement. Now let's get you beyond.
-
Job Change
I’m changing jobs. How do I keep my plans for retirement moving alongside this change?
-
Debt and Credit
How can I pay down my debt and build good credit -- while still saving for retirement?
-
Home Ownership
How do buying a home and saving for retirement go hand in hand?
-
Saving for Education
How can I save for college and for retirement at the same time?
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Marriage
We got married! Now, how do we start saving for retirement together?
-
Parenthood
I am having a baby! How can I manage expenses and still save for retirement?
-
Divorce
We’re getting a divorce. What does that mean for my retirement savings?
-
Estate Planning
How does estate planning fit in with my retirement planning?
-
Loss of a Partner
How does the loss of my partner affect my retirement planning?
-
Caregiving
Care for a loved one while still saving for retirement.
-
Job Change
I’m changing jobs. How do I keep my plans for retirement moving alongside this change?
-
Debt and Credit
How can I pay down my debt and build good credit -- while still saving for retirement?
-
Home Ownership
How do buying a home and saving for retirement go hand in hand?
-
Saving for Education
How can I save for college and for retirement at the same time?
-
Marriage
We got married! Now, how do we start saving for retirement together?
-
Parenthood
I am having a baby! How can I manage expenses and still save for retirement?
-
Divorce
We’re getting a divorce. What does that mean for my retirement savings?
-
Estate Planning
How does estate planning fit in with my retirement planning?
-
Loss of a Partner
How does the loss of my partner affect my retirement planning?
-
Caregiving
Care for a loved one while still saving for retirement.
PRUDENTIAL RETIREMENT RESOURCES
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- Calculators
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- Webinars
May 16 & 21, 2013: Saving for the future is a lot like exercising. While we all know it's a wise thing to do, and we have the best intentions of doing so, many don't. Often, the thing that stands in between our intention and our actions is us!
If you're intimidated at the idea of trying to create a retirement strategy for yourself, relax. The challenge of building a more secure financial future isn’t as hard as you may think, because you have the advantage of a workplace-sponsored retirement plan to help you.
A systematic saving strategy is key key in helping to achieve your savings goals. This video considers best practices to saving more today.
This inter-active modeling tool illustrates how in-plan guaranteed retirement income works. The Calculator allows you to run different scenarios based on your birthday, expected retirement age, initial transfer of assets, and monthly contributions. Based on these factors, It will provide you with hypothetical market value, Income Base, and Lifetime Annual Withdrawal Amounts.
Reduce some uncertainty in your life and your portfolio. Learn five common investment pitfalls — and how to avoid them.
When markets get choppy, investors often make bad decisions. Panic selling or buying at a peak can result in missed opportunities and losses. This video looks at different strategies you can use to help minimize the effects of volatility on your portfolio.
Parents overwhelmingly believe that they -- not the schools, the government, or any other third party -- should provide financial education to their children. Yet most don't practice what they preach.
You know that saving for retirement is important, but do you have a solid plan in place? One that will provide you with the income you need to live the lifestyle you envision in retirement? How can you plan so that you can make that vision a reality?
The IRS requires that you withdraw at least a minimum amount from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
A retirement savings program can be one of the best tools you can use for creating a secure retirement. One of the valuable features of many plans is the Contribution Accelerator option which allows you to increase your contributions consistently and automatically each year.
Missed one of our live webinars? Simply want to view one again with a friend or family member? Just click one of the links below to launch a webinar or podcast, or to download information and Q&As related to the webinar.
A systematic saving strategy is key key in helping to achieve your savings goals. This video considers best practices to saving more today.
The best way to take control of your financial future might be simply increasing your retirement plan contribution amount.
When it comes to investing, there are various types of risk. While most investors tend to think of market risk—the possibility that an investment will decline in value—whenever they hear the word “risk,” there are actually several kinds of risk that retirement savers face, and they are virtually unavoidable. But understanding the various kinds of risk is extremely important, since it can help you make educated investment choices for your retirement account.
Do you ever wonder where your money goes each month? Ever feel like you run out of paycheck before the week is out? Does it seem like you’re never able to get ahead?
Thinking about taking money from your retirement plan to help with current financial demands? Be sure to weigh the advantages and disadvantages of prematurely tapping into your retirement income source; arm yourself with the facts and proceed carefully.
If you’re 50 years of age or older, there is a way you can easily help yourself save more for retirement—through the use of “catch-up contributions.”
Employer-sponsored retirement savings plans, such as 401(k) or 403(b) plans, have become a staple for anyone looking to save and invest for retirement.
Setting a target asset allocation for your portfolio is an important step in aligning your investments with your savings objectives. Equally important is making sure you stick to that allocation by periodically rebalancing when your holdings get out of balance.
This tutorial acquaints - or reacquaints - investors with the crucial concept of asset allocation, which is the term used to describe a portfolio's strategic mix of investments. The lesson describes the role of stocks, bonds, and cash in an asset allocation; how to identify and calculate your financial goals; how to gauge your risk tolerance; and how to manage your asset allocation over time. It also includes sample allocations for conservative, moderate, and aggressive investors.
When it comes to retirement savings, a little bit extra could potentially go a long way toward helping you achieve a more financially secure future.
You want to save more, but where can you find the money to put away? This calculator will show the powerful benefits of making small changes in your spending habits.
Find out how much you are worth with this simple net worth calculator.
Conducting an annual review of your retirement goals and strategy is a great way to help ensure that your plans for your financial future remain realistic and on track.
When you leave your job, you have four different choices of what to do with your retirement plan assets. This video looks at each of these options, what they involve, and what tax consequences they may result in.
This tutorial aims to help users control their use of credit by educating them on the different types and uses of credit. It also reviews different tools for managing credit as well as strategies for paying down debt.
What you choose to do with the money from your employer-sponsored retirement plan could have a significant impact on your ability to meet your long-term financial goals.
Your 401(k) plan is your key to a comfortable retirement. This report explains the fundamental features of 401(k) plans and key steps to retirement planning.
This FastFact offers valuable considerations and advice for anyone looking to potentially lower payments by consolidating credit cards.
This FastFact summarizes the factors that determine a credit score and what steps can be taken to improve it.
This FastFact illustrates the savings over time of paying more than the minimum balance due, and also offers tips on reducing credit card debt.
This FastFact offers tips for retirees to help prepare for health care costs, which are the only category of expenses that increase steadily as they grow older.
This FastFact summarizes the choices participants who retire or change jobs face: What to do with the money in their 401(k) or other employer-sponsored retirement plan.
If you've been pondering your tolerance for investment risk, read this article for insights into making choices that complement your priorities.
What are your options with 401(k) plan assets when you change jobs? What are the financial effects of the different choices? This calculator will assist you in making decisions regarding your 401(k) assets.
Investors concerned about a potential correction or bear market will find tips on constructing an all-weather portfolio.
Your financial planning isn’t complete until you assess and address your insurance needs. This article describes different types of insurance and suggests ways to make sure you are adequately covered.
Are you saving for a child's education? Be sure to include your child in your planning. Being part of the college planning process can be very educational for children, as it presents them with valuable financial lessons for the future.
A traditional IRA can help you build retirement savings while minimizing your tax bill.
If your employer offers this retirement vehicle, be sure to pay attention to the rules governing distributions, especially if you plan to change jobs or retire in the near future.
Minimum distributions from qualified retirement plans and IRAs are required to begin at age 70½. This article examines the options as well as the rules for required minimum distributions.
This article provides action-oriented tips for managing your investments regardless of current market conditions.
Asset allocation is the single most important determinant of long-term returns. This report includes sample asset allocations and describes characteristics of different asset classes.
Diversification is among the most fundamental concepts to investing, employed by novice investors and sophisticated portfolio managers alike. This article looks at strategies for potentially reducing portfolio risk through diversification.
A look at credit card danger signals and steps you can take to keep your credit history accurate and in good standing.
This article offers action-oriented tips on getting out of debt and saving more money for the future.
The ultimate goal for most retirees is making sure their assets last as long as they live. And because of increased longevity, managing cash flow is more critical than ever.
The following frequently asked questions about retirement income should help those nearing retirement know if they are on track to meet their income needs.
